Retirement & MPF
Project your MPF balance to retirement and compare it to what you'll actually need.
Inputs
How this is calculated
Future balance compounds annually at the expected return. Desired monthly income is inflated to retirement, then divided by the safe withdrawal rate to get the target pot. Shortfall = Target − Future Balance.
Estimate
Projected MPF balance
HK$3,748,176
Target pot needed
HK$18,878,108
≈ HK$62,927/mo at retirement
Shortfall
HK$15,129,932
For information only. Not advice, recommendation, or solicitation. Data has not been independently verified — always verify directly with the authorised intermediary or fund provider before making decisions.
Balance growth vs. target